The Math Nobody Does: The Retirement Math

Most yoga professionals have no employer contributing to their retirement. No pension. No automatic savings. Whatever gets built for the future is built entirely through individual planning, out of an already stretched income, in a profession that culturally treats financial planning as spiritually suspect. In this episode we do the retirement math — what you actually need to save monthly at different ages to retire at sixty-five, what that number looks like against average yoga professional income, and why starting now matters more than starting right.

The Math Nobody Does: The Studio Job Math

The per-class rate sounds reasonable until you do the actual math. In this episode we calculate what a studio teaching job really pays when you factor in unpaid prep time, travel, cancelled classes, and the absence of benefits. What looks like a professional income often works out to less than minimum wage when the full picture is on the table. This episode is for every yoga professional who has felt that something wasn't adding up — because something wasn't.

Nobody Told You Working Until You Die Isn't Devotion, It's A Missing Retirement Account

The yoga industry tells a story about the devoted teacher who never stops — who teaches into their seventies, their eighties, who is on the mat until the very end. We tell it like it's a spiritual achievement. Nobody asks whether those teachers had a choice. In this episode we name the open secret the industry has been romanticizing for decades: for a lot of those teachers, it wasn't only devotion. It was the absence of a retirement account. And an industry that conflates financial precarity with spiritual purity has a serious problem that no amount of reframing can fix.

The Economics of Yoga — Curiosity, Community Spaces & Staying in the Work With Reika Shucart

If we keep training yoga teachers without honestly addressing how they're going to get paid, we're doing everyone a disservice — the teachers, the students, and the practice itself.

Reika Shucart, host of the Full Time Yoga Teacher podcast, joins Rebecca to talk about what it actually looks like to build a sustainable income as a yoga teacher right now.

They get into the shift away from studios toward community spaces like YMCAs, senior centers, and libraries; why online teaching needs to be a YTT requirement, not an afterthought; the quiet shrinking of the continuing education market; and the honest conversation nobody wants to have about yoga's cultural moment fading. There's also something genuinely hopeful in here — about curiosity, artistry, and the kind of passion-led teaching that keeps both teachers and students coming back. This one is practical, a little uncomfortable, and worth every minute.

BONUS EPISODE: The Financial Cost of a Broken System

Yoga's missing career ladder doesn't just cost you professionally — it costs you financially. In this episode, Rebecca Sebastian names the specific, predictable ways the broken structure of the yoga industry transfers its costs onto individual workers: the training trap, the visibility myth, the body math nobody does, and the hidden overhead of patchwork income.

This is not a hustle episode. It's a clarity episode — for mid-career yoga professionals who are tired of blaming themselves for navigating terrain that was never mapped.

Includes a mention of the free Boring Money Starter Kit and the Make Money in Yoga Boring working seminar on March 31st.