Posts tagged yoga teacher financial planning
Insurance, Retirement & Protecting Your Future — With Felicia Laab

Rebecca has a name for this kind of content: boring. And she means it as a compliment. The boring stuff — insurance, disability coverage, retirement planning, banking relationships — is exactly what protects you when something very non-boring happens. Financial planner Felicia Laab joins the podcast to talk about what yoga professionals are consistently leaving on the table when it comes to protecting themselves and their futures. They get into disability insurance specifically, which most yoga teachers never think about until their body has a bad year and suddenly it's all they're thinking about. They talk retirement — how to stop working before you die, as Rebecca puts it — and what it looks like to start building real financial infrastructure when your income has never been predictable. This is also the conversation that connects directly to what major trade organizations like Yoga Alliance could be doing for their members and aren't. Worth every minute.

Read More
The Math Nobody Does: The Retirement Math

Most yoga professionals have no employer contributing to their retirement. No pension. No automatic savings. Whatever gets built for the future is built entirely through individual planning, out of an already stretched income, in a profession that culturally treats financial planning as spiritually suspect. In this episode we do the retirement math — what you actually need to save monthly at different ages to retire at sixty-five, what that number looks like against average yoga professional income, and why starting now matters more than starting right.

Read More
The Math Nobody Does: The Going Independent Math

Going independent sounds like the answer to everything — no studio politics, set your own rates, build your own thing. And it can be. But the math of going independent has a specific shape that most people don't see clearly before they make the leap. In this episode we build the real financial picture of independent yoga work — what you need in place before it makes sense, how long the runway actually is, and what it costs to make the transition sustainably rather than desperately.

 

Read More
Nobody Told You Working Until You Die Isn't Devotion, It's A Missing Retirement Account

The yoga industry tells a story about the devoted teacher who never stops — who teaches into their seventies, their eighties, who is on the mat until the very end. We tell it like it's a spiritual achievement. Nobody asks whether those teachers had a choice. In this episode we name the open secret the industry has been romanticizing for decades: for a lot of those teachers, it wasn't only devotion. It was the absence of a retirement account. And an industry that conflates financial precarity with spiritual purity has a serious problem that no amount of reframing can fix.

Read More